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Key Financial Figures

 20122011201020092008
Balance sheet(€xmln)     
Net loans2,8172,5852,2691,9421,763
Equity investments portfolio (including associates)914        795        688531456
Total assets 5,561     5,059     4,3053,7723,654
Shareholders' equity1,822     1,665     1,5141,3271,229
Debt securities and debentures/notes3,292     2,679     2,3652,1801,295
Committed investment portfolio6,281     5,874     5,292     4,5984,182
of which government funds831828    726   721639
Profit and loss account(€xmln)     
Income     
Interest income227195181177175
Interest expenses-73-48-48-68-69
Net interest income154147133109106
Income from equity investments8946522787
Other income including services2845403017
Total income271238225166210
Expenses     
Operating expenses-56-52-50-52-56
Operating profit before value adjustments215186175114154
Value adjustments     
on loans and guarantees-23-23-18-46-96
on equity investments-23-36-11-6-28
Total value adjustments-46-59-29-52-124
Operating profit after value adjustments1691271466230
Share in the results of associates4-95-17
Profit before taxation1731181516137
Income tax-27-25-25-111
Net profit146931266048
Ratios at end of year(%)     
Shareholders' equity / Total assets32.832.935.235.233.6
Return on average shareholders' equity     
Operating profit before taxation9.97.410.74.83.1
Net profit8.45.98.94.74.0
Net profit / Total assets2.61.82.91.61.3
Cost to income ratio2122223127
Net 5 year average return on shareholder’s equity (in %)6.46.67.97.67.6